Patients Showing Doctors the Money [1999–2008]
By Staff Reporters
|
Copayment |
2008 |
1999 |
|
$5 |
6% |
23% |
|
$10 |
16% |
60% |
|
$15 |
29% |
12% |
|
$20 |
30% |
1% |
|
Other |
19% |
3% |
Source: Kaiser/HRETHRET Survey of Employer-Sponsored Health Benefits
Assessment
Considering the “down and dirty” interest rate “rule of 72”, a twice doubling of copayments from $5 to $20, and a Hewlett-Packard 12-C hand-held financial calculator; allow us to suggest an annual copayment rise of 15% percent for the decade.
Conclusion
And so, your thoughts and comments on this Medical Executive-Post are appreciated. When is the level of “skin in the game”, or partial self-indemnification, reached via a high-deductible Health Savings Account [HSA]? The future foreshadows additional co-pay increases, as well.
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